Financing in Los Cabos, México.
Imagine buying your dream home. Connect with a lender to help you make it happen.
Intercam Mortgage is a fully licensed and accredited lending institution in Mexico.
Mortgage closing cost calculator per Property
Exchange rates and fees may vary the values shown
WHAT IS THE DREAM LOAN?
At lntercam, we understand that sometimes a change in scenery is necessary.
That’s why we created the Dream Loan, a home loan For citizens like you, that come from the U.S. and Canada looking to buy a house in Los Cabos or Puerto Vallarta, two of the prettiest beaches in Mexico.
As a one-stop banking experience, we’II be by your side from the moment you get in touch with us, until you get the keys to your dream property.
- Age plus term mucbe less than 85 years
- Property title with Public Registry Information(RPP)-Totally Finish Property
- Appraisal with valuation unit provided by Intercam Banco
- Title report & Title insurance
- Guarantee & restricted zone trust with Intercam Fiduciario
- Life and Home insurance
- Checking account (USD) with Intercam Banco/International
- Payment throught :ACH,Transfer
Currency: US Dollar.
Nationality: USA or Canadian citizens.
Immigration status: temporary, permanent or no residency.
Minimum property value: $250,000 USD.
Loan-to-value: up to 65% of the appraisal value (risk adjusted).
Loan length: l to 25 years (risk adjusted).
Fixed rate: defined according to credit profile and market conditions.
Fees: underwriting, closing and origination.
Benefits: no prepayment penalty, interest is calculated on the unpaid balance, a One-stop banking experience.
Subject to change according to market conditions.
|Borrower/Co-Borrower||Temporary or Permanent||Without Residence||Passport #1#2||Yes||Yes|
|Residence Card /Immigrante form (INM)1,2||Yes||Yes|
|Marriage certificate (if applicable)||Yes||Yes|
|Proof of Residency (home Country)||Yes||Yes|
|Proof of Residency (Mexico)||Yes|
|RFC and CURP #1#2||Yes|
|Financial/ Bank Statement (6 months)1||Yes||Yes|
|Tax Return ( 3 Years)#1||Yes||Yes|
|Power of the attorney (if applicable) #1||Yes||Yes|
|Administrative Formats #1 #3||Yes||Yes|
|Credit report & Score (home country)1||Yes||Yes|