Financing

Financing in Los Cabos, México.

Imagine buying your dream home. Connect with a lender to help you make it happen.

Intercam Mortgage is a fully licensed and accredited lending institution in Mexico.

Mortgage closing cost calculator per Property

Exchange rates and fees may vary the values shown

WHAT IS THE DREAM LOAN?

 

At lntercam, we understand that sometimes a change in scenery is necessary.

That’s why we created the Dream Loan, a home loan For citizens like you, that come from the U.S. and Canada looking to buy a house in Los Cabos or Puerto Vallarta, two of the prettiest beaches in Mexico.

As a one-stop banking experience, we’II be by your side from the moment you get in touch with us, until you get the keys to your dream property.

Conditions

  • Age plus term mucbe less than 85 years
  • Property title with Public Registry Information(RPP)-Totally Finish Property
  • Appraisal with valuation unit provided by Intercam Banco
  • Title report & Title insurance
  • Guarantee & restricted zone trust with Intercam Fiduciario
  • Life and Home insurance
  • Checking account (USD) with Intercam Banco/International
  • Payment throught :ACH,Transfer
https://caboleisurerealestate.com
https://caboleisurerealestate.com

TERMS

Currency: US Dollar.
Nationality: USA or Canadian citizens.
Immigration status: temporary, permanent or no residency.
Minimum property value: $250,000 USD.
Loan-to-value: up to 65% of the appraisal value (risk adjusted).
Loan length: l to 25 years (risk adjusted).
Fixed rate: defined according to credit profile and market conditions.
Fees: underwriting, closing and origination.
Benefits: no prepayment penalty, interest is calculated on the unpaid balance, a One-stop banking experience.

Subject to change according to market conditions.

Required Documents

Borrower/Co-Borrower Temporary or Permanent Without Residence
Passport #1#2 Yes Yes
Residence Card /Immigrante form (INM)1,2 Yes Yes
Marriage certificate (if applicable) Yes Yes
Proof of Residency (home Country) Yes Yes
Proof of Residency (Mexico) Yes
RFC and CURP #1#2 Yes
SSN/SIN 1 Yes Yes
Financial/ Bank Statement (6 months)1 Yes Yes
Tax Return ( 3 Years)#1 Yes Yes
Power of the attorney (if applicable) #1 Yes Yes
Administrative Formats #1 #3 Yes Yes
Credit report & Score (home country)1 Yes Yes
Cabo Real Estate Cabo San Lucas