Los Cabos Real Estate. Cabo Leisure Real Estate Agents is your one-stop source to finding your dream home in Los Cabos and Cabo San Lucas,Homes for sale from the leading real estate agency Cabo Leisure Real Estate. Browse our selection: houses, Condos, Lands.
About Us
Los Cabos Real Estate, About Us
Los Cabos Real Estate, Cabo Leisure Real Estate.
is your one-stop source to finding your dream home in Los Cabos and Cabo San Lucas.We are real estate experts who’s goal is to provide excellent service to achieve excellent results.
Whether you are buying, selling, relocating or investing, we will work tirelessly to make your dreams a reality.
Who is Alma Alvarez?
Alma is long time Cabo resident who can help you buy or sell in the Los Cabos area. With our industry knowledge and professional service, we will help you get the property of your dreams and within your budget.
If you are looking to sell, Los Cabos Real Estate
we have stellar marketing and negotiating skills that can get you the best price possible for your property. Exposure is everything and we will leverage our experience to turn “For Sale” into “Sold”
Los Cabos Real estate, Homes For Sale
So, whether you are looking for a lot to build your dream home on, to buy that house or condominium that you have always wanted,
we have the knowledge to make it happen, let Cabo Leisure Real Estate make it a safe and memorable experience.
Look forward to earning your trust and your business!
Financing
Financing in Los Cabos, México.
Imagine buying your dream home. Connect with a lender to help you make it happen.
Intercam Mortgage is a fully licensed and accredited lending institution in Mexico.
Mortgage closing cost calculator per Property
Exchange rates and fees may vary the values shown
| Mortgage Estimate Closing Cost Calculator | Number 57 | is optional | |
|---|---|---|---|
| Minimum Property Value $350,000 USD | |||
| 1.-Property Value (in US Dollars):$ | 560000 | Down Payment | 196049.9968 |
| 2.-Loan Amount(in US Dollars):$ | 363950.0032 | Mortgage Application Fee | 12539.4910 |
| 3.-Down Payment (in US Dollars):$ | 196049.9968 | Notary / Government | 28539.2968 |
| Transaction /Operations | 25777.5003 | ||
| A. Mortgage Company Fees | |||
| 4.-Application Fee | 150 | Total Closing Cost $ | 66856.2881 |
| 5.-Underwriting Fees | 1500 | ||
| B. Originadora | CASH TO CLOSE ESTIMATE | 262906.2849 | |
| 6.-Loan Origination Fee (2.99% of the loan Amount)Tax included | 10882.1051 | ||
| 7.-Administration Fee | 475 | (Values are in US Dollars) | |
| C. Certificates & Appraisals | |||
| 8.-Certificate – No Liens: $ | 100 | ||
| 9.-Certificate – Property Tax: $ | 100 | ||
| 10.-Certificate – No Water debt: $ | 100 | ||
| 11.-Commercial Appraisal Fee $ | 904.80 | ||
| 12.-Cadastral Appraisal Fee: $ | 1000 | ||
| D. Title Fees | |||
| 13.-Title search Mandatory $ | 675 | ||
| 14.-Title Insurance Optional: $ | 2532.7652 | ||
| E. Escrow Fees | |||
| 15.-Escrow Account Setup | 650 | ||
| 16.-Extra Disbursements | 440 | ||
| F. Notario Fees | |||
| 17.-Notary Fee: $ | 7336.9912 | ||
| 18.-Government Recording Charges | 3642.9904 | ||
| 19.-Acquisition Tax: $ | 17559.3152 | ||
| G. Government Fees | |||
| 20.-Fiduciary Fees Application & Permit Fee: $ | 3712 | ||
| 21.-SRE Permit Fee | 1650 | ||
| 22.-Fideicomiso | 464.01 | ||
| H. Additional Loan Related Costs – Paid Prior to Closing | |||
| 23.-Payment Processing Fees | 359.6910 | ||
| 24.-Credit Report | 150 | ||
| 25.-Processing Fee | 400 | ||
| 26.-Legal Property Transfer | 4900 | ||
| 27.-Power of Attorney Prep and Apostille $ | 550 | ||
| I. Additional Loan Related Costs – At Closing | |||
| 28.-Translation Service | 175 | ||
| 29.-Courier Service | 100 | ||
| 30.-Notario, Additional Cost - Ratification Instruction Letter | 632.62 | ||
| 31.-Hazard Ins. 1st Year | 2714 | ||
| 32 .-Closing Service Attorney Fees Tax included $ | 2500 | ||
| 33.-Home inspection (Optional) $ | 500 | ||
| Length of Loan 25 years | |||
| Fixed Interest Rate 10.430% or depending of the results of the pre-qualification | |||
| Number 27 is Optional | |||
| Mortgage in Mexico: | |||
| This is not a commitment to lend nor a binding offer or quote for financing or fees, costs, or charges. This calculator provides estimates only and should be considered generally illustrative. | |||
| All rates are fixed for up to 30 years, but are set immediately prior to close based on margin outlined in your conditional approval letter + then current 3Y swap rate — | |||
| Property taxes are an estimate based on most markets in Mexico — some municipalities charge higher or lower rates and property tax rates are subject to change at any time. | |||
| Cash-to-close estimate includes an estimated 8% (of entered purchase price) for closing costs. Your closing costs may be higher or lower. For more information about fees, costs, and charges associated with foreigner purchases of property in Mexico, | |||
| Mortgage closing cost calculator per Property | |
|---|---|
| Exchange rates and fees may vary the values shown | |
| Mortgage Estimate Closing Cost Calculator | |
| Minimum Property Value $350,000 USD | |
| 1.-Property Value (in US Dollars):$ | 560000 |
| 2.-Loan Amount(in US Dollars):$ | 363950.0032 |
| 3.-Down Payment (in US Dollars):$ | 196049.9968 |
| A. Mortgage Company Fees | |
| 4.-Application Fee | 150 |
| 5.-Underwriting Fees | 1500 |
| B. Originadora | |
| 6.-Loan Origination Fee (2.99% of the loan Amount)Tax included | 10882.1051 |
| 7.-Administration Fee | 475 |
| C. Certificates & Appraisals | |
| 8.-Certificate – No Liens: $ | 100 |
| 9.-Certificate – Property Tax: $ | 100 |
| 10.-Certificate – No Water debt: $ | 100 |
| 11.-Commercial Appraisal Fee $ | 904.80 |
| 12.-Cadastral Appraisal Fee: $ | 1000 |
| D. Title Fees | |
| 13.-Title search Mandatory $ | 675 |
| 14.-Title Insurance Optional: $ | 2532.7652 |
| E. Escrow Fees | |
| 15.-Escrow Account Setup | 650 |
| 16.-Extra Disbursements | 450 |
| F. Notario Fees | |
| 17.-Notary Fee: $ | 7336.9912 |
| 18.-Government Recording Charges | 3642.9904 |
| 19.-Acquisition Tax: $ | 17559.3152 |
| G. Government Fees | |
| 20.-Fiduciary Fees Application & Permit Fee: $ | 3712 |
| 21.-SRE Permit Fee | 1650 |
| 22.-Fideicomiso | 464.01 |
| H. Additional Loan Related Costs – Paid Prior to Closing | |
| 23.-Payment Processing Fees | 359.6910 |
| 24.-Credit Report | 150 |
| 25.-Processing Fee | 400 |
| 26.-Legal Property Transfer | 4900 |
| 27.-Power of Attorney Prep and Apostille $ | 550 |
| I. Additional Loan Related Costs – At Closing | |
| 28.-Translation Service | 175 |
| 29.-Courier Service | 100 |
| 30.-Notario, Additional Cost - Ratification Instruction Letter | 632.62 |
| 31.-Hazard Ins. 1st Year | 2714 |
| 32 .-Closing Service Attorney Fees Tax included $ | 2500 |
| 33.-Home inspection (Optional) $ | 500 |
| Down Payment | 196049.9968 |
| Mortgage Application Fee | 12539.4910 |
| Notary / Government | 28539.2968 |
| Transaction /Operations | 25787.5003 |
| Total Closing Cost | 66866.2881 |
| CASH TO CLOSE ESTIMATE | 262916.2849 |
| (Values are in US Dollars) | |
| Length of Loan 25 years | |
| Fixed Interest Rate 7% to 9% depending of the result of the pre-qualification | |
| (Values are in US Dollars) | |
| Number 33 is Optional | |
| This is not a commitment to lend nor a binding offer or quote for financing or fees, costs, or charges. This calculator provides estimates only and should be considered generally illustrative. | |
| All rates are fixed for up to 30 years, but are set immediately prior to close based on margin outlined in your conditional approval letter + then current 3Y swap rate — | |
| Property taxes are an estimate based on most markets in Mexico — some municipalities charge higher or lower rates and property tax rates are subject to change at any time. | |
| Cash-to-close estimate includes an estimated 8% (of entered purchase price) for closing costs. Your closing costs may be higher or lower. For more information about fees, costs, and charges associated with foreigner purchases of property in Mexico, | |
HOME LOANS IN MEXICO
30-YEAR FINANCING
NO FUNNY STUFF
_____________
Simple programs that others can’t match:
- Fully amortized terms up to 30 years
- Fixed interest rates
- No balloon payments
- No hidden fees
- No fx risk ($USD originated and serviced)
- Mortgage interest reported in the US (potentially tax deductible)
Secure financing that’s backed by billions of dollars in capital. We’re a regulated and audited financial institution in both Mexico and the U.S.
TERMS
Currency: US Dollar.
Nationality: USA citizens.
Immigration status: temporary, permanent or no residency.
Minimum property value: $350,000 USD.
Loan-to-value: up to 64% of the appraisal value (risk adjusted).
Loan length: No fx risk ($usd originated and serviced).
Fixed rate: defined according to credit profile and market conditions.
Fees: underwriting, closing and origination.
Benefits: Morgage interest reported in the US 9potentally tax deductible) .
Subject to change according to market conditions.
Required Documents
| Borrower/Co-Borrower | Temporary or Permanent | Without Residence | Passport #1#2 | Yes | Yes |
|---|---|---|
| Residence Card /Immigrante form (INM)1,2 | Yes | Yes |
| Marriage certificate (if applicable) | Yes | Yes |
| Proof of Residency (home Country) | Yes | Yes |
| Proof of Residency (Mexico) | Yes | |
| RFC and CURP #1#2 | Yes | |
| SSN/SIN 1 | Yes | Yes |
| Financial/ Bank Statement (6 months)1 | Yes | Yes |
| Tax Return ( 3 Years)#1 | Yes | Yes |
| Power of the attorney (if applicable) #1 | Yes | Yes |
| Administrative Formats #1 #3 | Yes | Yes |
| Credit report & Score (home country)1 | Yes | Yes |